5 Ways to Manage Your Money Wisely

Money is valuable. We need it to conveniently move and live in this world full of economic transactions. Thus, we need to manage our money wisely so that we can always enjoy financial freedom. Managing our finances should be started as early as now to avoid pecuniary problems and escape from being trapped in various [...]

Why You Have Too Much Debt

Except the children, most of us have debts. We might have incurred them because of financing our home, car, education, business and even our regular spending through credit cards. Having a debt to pay is just fine as long as you are really capable to pay it at the right amount and at the right [...]

Personal Finance Tips #7: Educate Yourself

Knowledge is power! That is why if you want to strengthen your personal finance, you need to gain knowledge. Our seventh personal finance tip is to educate ourselves. Education doesn’t only mean you need to go to a school or a university to acquire it. It also includes education outside from schools. Education can also [...]

Personal Finance Tips #5: Be Diligent

When it comes to delivering wisdom to my readers, especially on money and finance, I often refer to the Bible. I believe that the Holy Scriptures, which already existed thousands of year ago, are filled with powerful wisdom that if practiced by us, will make our lives better. Its passages can also guide us to [...]

Money Bible Verses: On Budgeting

In the first two articles of the series Money Bible Verses, we have shared what the Holy Scriptures said about investing and debts. This time, we will move to the Bible passages that discuss budgeting. Budgeting can be relative to all of us, whether we are rich or poor, business owners or employees, and young [...]

The important key to effective budgeting

Budgeting is like enacting our spending, earning and saving today what we will do in the future. In other words, it is a process of bringing in a piece of paper or spreadsheet the lists of our planned revenues and expenses. The objective is to minimize expenditures, maximize earning, and fuel our savings. Budget may [...]

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