Personal Finance Tips #7: Educate Yourself

Knowledge is power! That is why if you want to strengthen your personal finance, you need to gain knowledge. Our seventh personal finance tip is to educate ourselves. Education doesn’t only mean you need to go to a school or a university to acquire it. It also includes education outside from schools. Education can also [...]

Personal Finance Tips #5: Be Diligent

When it comes to delivering wisdom to my readers, especially on money and finance, I often refer to the Bible. I believe that the Holy Scriptures, which already existed thousands of year ago, are filled with powerful wisdom that if practiced by us, will make our lives better. Its passages can also guide us to [...]

Money Bible Verses: On Budgeting

In the first two articles of the series Money Bible Verses, we have shared what the Holy Scriptures said about investing and debts. This time, we will move to the Bible passages that discuss budgeting. Budgeting can be relative to all of us, whether we are rich or poor, business owners or employees, and young [...]

The important key to effective budgeting

Budgeting is like enacting our spending, earning and saving today what we will do in the future. In other words, it is a process of bringing in a piece of paper or spreadsheet the lists of our planned revenues and expenses. The objective is to minimize expenditures, maximize earning, and fuel our savings. Budget may [...]

How to reduce your monthly expenses?

We are facing a monthly challenge, and that is how we can manage our monthly expenses. Business, professional, personal and household expenses are spent because we need or we want them. But sometimes coping our expenditures become a hard task that usually goes beyond our income and resources. The result is falling into debt and [...]

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