Personal Finance Tips #3: Be Honest

Honesty is known to be the best policy. However, only few people practice it. Seemingly because being honest may give you some instant troubles. People tend to depart from honesty to escape some of life’s immediate troubles. What they don’t know is they are just pushing their selves into bigger problems which are even long-term [...]

Money Bible Verses: On Debt and Lending

In my first post of the series “Money Bible Verses”, I have shared Holy Passages relating to investing. This time, we will move to what the Holy Scriptures have said about debt and lending. Lending primarily involves two parties which is the debtor (borrower) and the creditor (lender). It may also involve other persons or [...]

Should I save money or pay off debt?

Should I save my money or pay off my debt? Have you ever found yourself asking this question before? Let us say, you have a debt (car loans, home loans, credit card debts, mortgage, et cetera) of $888 which is due today, and your creditor is expected you to collect that amount of money from [...]

10 Attitudes that Help You Get Out of Debt

Do you want to get out from your debts? Then read this article. It may sounds very basic, but these principles are the most forgotten ones. We resorted to the sophistication (or may I say complication) of debt consolidation, payday loans, et cetera to gain financial freedom; but the truth is, they only make our [...]

How to Find and Use a Secured Loan Calculator?

Secured loans are often supported with collaterals from the borrower. The collaterals get forfeited once the borrower is not able to pay the loan to the lender. Determining the estimated amount of secured loans can be done through the use of a secured loan calculator. This kind of calculator does not only determine the estimated [...]

How to Finance a New House: Your Home

Having a new house or home is definitely a dream come true for everyone. Apparently, financing a new house may take a process. Homeowners must be aware of the process as well as the different mortgage financing options available. They also need to consider the available interest rates, loan process and terms, and financing costs. [...]

Next Page »