Personal Finance Tips #6: Forget the Money

The title of this article may sound absurd. How can we become financially stable if we forget or ignore money? But what most of us don’t know is that too much attention on money can bring us financial disasters, and even a whole life problem. Many people have loved money more than anything else. They even sacrifice their real treasures and assets for money. They have forsaken their loved ones and even God for the love of money. Other people give up their integrity, honesty and good name just to not lose money. Aren’t they aware that the love of money is the root of all evil? And evil can lead us to destruction – even financial Read more

Personal Finance Tips #5: Be Diligent

When it comes to delivering wisdom to my readers, especially on money and finance, I often refer to the Bible. I believe that the Holy Scriptures, which already existed thousands of year ago, are filled with powerful wisdom that if practiced by us, will make our lives better. Its passages can also guide us to better financial living and better management of our money, as well as our debts. Now, in my fifth personal finance tips series, I am introducing diligence as an important virtue that will help us achieve our financial success and freedom. I’m telling this because diligence, according to the Bible can bring us the Read more

Personal Finance Tips #4: Value and Importance

Here is another personal finance tip I want to share to all my readers. In an objective to attain financial stability, we need to take a good look to our personal finances. We need to stand firmly for the achievement of our financial goals. We just not need to plan, set goals and do the steps to achieve those goals. We need to give those things a great importance. We must value what we think, what we feel, and what we do to our personal finance. Every task we made and every goal we target, we must think and feel how much they are important to us. We must put an essence to all things we do. This essence exists when we Read more

Personal Finance Tips #3: Be Honest

Honesty is known to be the best policy. However, only few people practice it. Seemingly because being honest may give you some instant troubles. People tend to depart from honesty to escape some of life’s immediate troubles. What they don’t know is they are just pushing their selves into bigger problems which are even long-term rather than temporal. Persons who are fun of hiding in the darkness instead of in the light are the people who always fall into the trap of financial troubles, as well as in the claws of debts. They are the ones who usually don’t achieve financial freedom and the ones who often become slaves of Read more

How to really transform yourself?

So how do we really transform ourselves into persons who are success achievers? This is a tough question and goal most people strive to answer and achieve. But no matter how hard it is, it’s still not impossible. Many people in the world, though not really in a great percentage of our population, have already transformed their selves into better persons.  They become successful in terms of business, personal finance, career, relationship and other aspects of lives. Now, the question is… if they have done it, why can’t we? Yes, why can’t other people do the same? Perhaps, most people don’t know the key Read more

How to prepare for a personal financial crisis?

Sun Tzu of the Art of War once said, in time of peace prepare for war and in time of war prepare for peace.  He also stated that a victorious commander is one who makes more calculations. Applying this ancient Chinese wisdom in personal finance, we can tell that a crisis can be overcome by wise calculations and advanced preparations. A financial crisis sometimes attacks anyone without a warning. This happens when unexpected events like health failure, sudden loss of a job, and repair needs of our properties give us money troubles. Thus, an advance anticipation and preparation to minimize the troubles Read more

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